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| Best credit card. (Read 349 times) |
| view log Sup! |
posted: 4/1/2008 at 7:41 AM |
| My airline in which I have been earning mileage through a credit card folded yesterday, and lost tons of mileage. So, now i'm looking for a new credit card and thought that I'd survey the RA folks on the credit cards with the best perks, mileage or other rewards. Right now i'm looking at Blue Sky from Amex. |
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posted: 4/1/2008 at 11:34 AM
modified: 4/1/2008 at 12:30 PM |
I'm pretty happy with the Chase Rewards Perfect Card. You get a 3% rebate on gas purchases and 1% on all other purchases. I pay the balance in full every month, so i don't know or care what the finance rate is, to me it's 0%. I average between $10 and $15 rebate per month (more around Xmas...) which isn't much but it's better than a sharp stick in the eye.
www.BankRate.com/CreditCards |
Ed
Tuesday Good Times 5K series in Lowell, MA (So sad it's over)
2008: HTFU and BQ at BayState Marathon
Beer is proof that God loves us and wants us to be happy |
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posted: 4/1/2008 at 1:16 PM |
| We use the Hilton Honors Amex card. We never pay for hotel rooms any more and have taken some great vacations. I think our hotel in London would have been $500 per night - we had 10 nights free in a great location! |
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Lisa3.1 |
posted: 4/1/2008 at 1:25 PM |
We have Northwest [although I hate that airline] Worldperks visa.
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| view log |
posted: 4/1/2008 at 1:25 PM |
| Anything Visa. |
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| view log Jazz, happy dog |
posted: 4/1/2008 at 1:33 PM |
REI card, you get dividends. I just got a new GPS unit with dividends!  |
| Just 'cause you can, doesn't mean you should
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Lisa3.1 |
posted: 4/1/2008 at 1:50 PM
modified: 4/1/2008 at 1:50 PM |
| Quote from RunNSurf on 4/1/2008 at 7:41 AM: My airline in which I have been earning mileage through a credit card folded yesterday, and lost tons of mileage.
Which airline was that |
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| view log Sunrise |
posted: 4/1/2008 at 1:59 PM |
| Are you a USAA member? They have an awesome card, with good reward choices. And they do not have ridiculously punitive fees waiting around ever corner. |
Bridge to Bridge 12k, 10/5; US Half Marathon, 11/2; Run Wild 10k, 11/30; Hark the Herald Angels Run 12k (trail), 12/13
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| view log Bloody Nipple |
posted: 4/1/2008 at 2:36 PM
modified: 4/1/2008 at 2:48 PM |
Assumptions:
-You pay your balance of
-You are looking for low hassle rewards.
-You hate points BS. (%$*@ POINTS!)
-MONEY NOT POINTS are KEY
-FASTER YOU GET YOUR REWARDS the BETTER
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Now with those assumptions in place....
www.penfed.org
My first suggestion would be the Penfed Platinum Cash Rewards VISA. If you have military background or work for the fed it should be painless to join. If you do not fit the military criteria, you can joint National Military Family Association for $20 (One time unless you want to pay for their membership each year). Membership to the NMFA will grant you access to Penfed credit union membership. To maintain a Penfed membership, you will need to have a basic savings account with 5 dollars in it. Make sure you tell them you want electronic statements.
What I like about the cash rewards card is it is LOW HASSLE! You get your reward money applied to your balance every month. No BS of having to call in and get your rewards. The current rewards are 1.25% on everyday purchases, 2% on grocery and drugs, and 5% on gas.
Rates on international transfers can be done 2 ways if I remember correct. I believe this is one of the better cards for international use. 1% of transaction amount fee for international purchases.
Penfed also has decent deals on mortgages and cds (5% for 7 month).
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Alternatively… and agreeing with BadDawg
Chase Perfect card (Mastercard)
-1% everyday
-3% on gas
-LOW HASSLE, REWARDS AUTOMATICALLY APPLIED
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If you drive a lot or shoot if you own a car, you might want to check the Drivers Edge Mastercard.
https://www.citicards.com/cards/wv/cardDetail.do?screenID=925
Too much hassle for me
Earn 6% rebates on purchases at supermarkets, drugstores and gas stations for 12 months, 3% after2
Earn $1 in Drive Rebates® for every 100 miles you drive2
Earn up to $1,000 in Driver's Edge Rebates every 12 months2 (enrollment required)
Convert your rebates to ThankYou Points and redeem them for gift cards, merchandise and services through ThankYou Network2
Hope I helped you with my post.
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March 7 & 8, 2009 - Join the RunningAHEAD.com Texas Independence Relay Team
[VIDEO]
My favorite online cashback tools: 1, 2 |
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| view log Dave |
posted: 4/1/2008 at 2:37 PM |
Assuming you pay off your card every month in full, the Amex Blue card is a good deal. 5% back on gas and groceries, 1.5% back on everything else (once you've charged $6500 for the year, before that its 1.5% and 1% I think).
If you charge a lot and pay in full, its a great value.
if you carry a balance, I can't recommend any card. |
I ran a mile and I liked it, liked it, liked it.
dgb2n@yahoo.com
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| view log Monkey Scratch |
posted: 4/1/2008 at 2:46 PM
modified: 4/1/2008 at 2:46 PM |
| Quote from Lisa3.1 on 4/1/2008 at 1:50 PM: Which airline was that
Hawaiian Airlines, I assume. They filed for bankruptcy. |
all you touch and all you see, is all your life will ever be
Obesity is a disease. Yes, a disease where nothing tastes bad...except salads. |
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| view log Non ducor, duco. |
posted: 4/1/2008 at 3:12 PM |
Never had a CC that was more rewarding than cash.
Geez, I have become my father! |
I'll try anything once, twice if I like it, three times to make sure.
Mae West |
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| view log Girls on an AK Beach |
posted: 4/1/2008 at 3:46 PM |
| Alaska Airlines flies all over these days and you get a companion fare (fly one of your kids anywhere for $50 + fees as long as you travel too) and you earn a mile for every dollar you spend. I charge a lot to it and pay off at each month (when I can). I usually earn a free ticket each year at least and this year 3 of 4 of us are flying to Germany on miles. |
Run like you are on fire!
5K goal 24:00 or less (PR 24:34)
10K goal 50:00 or less (PR 52:45)
HM goal 1:55:00 or less (PR 2:03:02)
Marathon Goal...Victoria Marathon 2008 (PR 4:33:23) |
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| view log |
posted: 4/1/2008 at 3:48 PM |
Citibank Dividend card
At least when I signed up:
5% gas, grocery, pharmacy
1% the rest |
Jim Mcintire Half Marathon, May 17th, Fast Finish Progression <1:56
Grandma's Marathon, June 21st, <4:00:00
Two Town Ten Trillion Nanometer Race, July 4th |
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