After reading this article and this press release over the weekend about the NYC marathon, and while I'm in the process of filling out my deferral forms from runDisney, I'm wondering why this isn't a bigger thing. Is there anyone who wouldn't pay $7 or $8 extra to insure their race registrations/
sugnim
OK, I'll play. Hurricanes don't happen at most races. In fact, every race I've signed up for has gone just fine. So, I probably would not buy the insurance. If there were a major catastrophe that cancelled the race, I suppose I'd have more things to worry about than my entry fee.
Are we there, yet?
For destination races the registration fee is only a small portion of the entire expenses. It's not clear from the press release whether non-refundable travel expenses and and other costs related to the race and trip would also be covered as they would in traditional travel insurance policies.
2024 Races:
03/09 - Livingston Oval Ultra 6-Hour, 22.88 miles
05/11 - D3 50K 05/25 - What the Duck 12-Hour
06/17 - 6 Days in the Dome 12-Hour.
Chasing Muses
This.
Goddess of the Cuisine
Only if it covers injury because that's normally why I'm unable to run a race.
In transit, arriving on time.
I definitely wouldn't. I ran around 40 races this year. I DNSed one due to oversleeping, but that's it.
flashlight and sidewalk
Disclaimer: I have never done a destination race, nor have I ever entered a race that was in danger of selling out.
If there is any reason why I might not make the race, I just register race day (costs $5-10 extra). Thats my insurance policy.
**Ask me about streaking**
Wind is not my friend.
I don't think I'd ever do race insurance. Not much weather that stops runners and obviously the NYC marathon is still deciding what to do. Seems like a waste of a couple bucks 99% of the time. I'm a little frugal though with my money though...
"Current" PRs
5K - 18:00 (4/19) | HM - 1:19:28 (4/22)
Next Race: A 5K of some sort (Goal: Sub 17:30)
Thanks to a pelvic stress fracture four days before my first HM, I was out $180 for two races last spring. Neither was refundable or deferrable. I am now really uncertain about signing up for future races that require prior registration, especially several months ahead of the event. If a few dollars extra ensures that I can get a refund if I get injured again, I think it would be worth it. As it is, I'm only likely to do races that I can register for the day of the race - which always costs more than early registration, if it is possible at all.
I'm not sure if I'd bother to buy it or not. I don't know that it would be worth my time and energy to fight with the insurance people to get $50-100 back.
In the event of a trip, the registration fee is such a minor component, that it would be the least of my worries.
Also, if it is a minor injury keeping me out, like my ITBS flaring back up, I'd spend as much money to go to the doctor and get proof that I was injured as I would get back from the insurance.
My wildly inconsistent PRs:
5k: 24:36 (10/20/12)
10k: 52:01 (4/28/12)
HM: 1:50:09 (10/27/12)
Marathon: 4:19:11 (10/2/2011)
The Boston Marathon, at $150, is the most I have ever plopped down for a race. For the majority of my 5Ks, I just show up and sign up on race day. I typically sign up for half marathons a couple of months out but I'd have to be seriously hurt not to be able to run 13.1 miles. Unless the insurance covered me missing due to injury, I'll take my chances that a Hurricane (NYC) or a snow storm (Myrtle Beach a couple of years ago) won't roll through on race weekend.
Short term goal: 17:59 5K
Mid term goal: 2:54:59 marathon
Long term goal: To say I've been a runner half my life. (I started running at age 45).
YAYpril - B-Plus
That's it! I am starting an independent race entry fee insurance company. I'll charge a 5 dollar fee. I'll be a billionaire. Ha ha ha...muhahahaha. who wants to be on my executive team?
I have my Pennsylvania Resident Insurance Producer License. We should talk.